I recently received a phone call from USA Credit. At first the notion of rebuilding/building my credit sounded great. I reluctantly gave them all of my personal information. When I got off the phone I did a web search where I found this site. I'm glad I did too. I still went to the USA Shopping Club site to check it out.
Everyone's statements are true. The merchandise is over priced then they tack on the shipping & handling (that you have to pay then and there) a $28.00 Barbie becomes a $40 expense. I was pretty perturbed at how much I would end up paying to rebuild my credit.
I called the Member Services number that I was provided and they canceled my account and said they would stop my checking account from being debited the $79.95 one time offer fee. I was provided a confirmation number. I really hope they did what they said and cancelled the account. I can't afford to be taken advantage of.
Thank you for being out there. I was able to get out of it before I was stuck!
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