I recently took 2 payday loans on the internet. I am a single mom with no one to help me at all. I am in survival mode juggling bills, I try hard because I have a wonderful fourteen year old son who excels in school. I let them know that funds would not be available, but they put debits through five or six times. I have hundreds of dollars in fees, and at this point I dont even have food after tomorrow.
I called them and said I want to pay what I borrowed, but they say they cant stop the debits. I told them if they stop causing fees I could pay a reasonable amount monthly. One loan was a 440 dollar loan. I had three debits for 155 dollars each. Come to find out only 50 dollars of each payment went to the loan. Now I owe almost 600 dollars not counting 200 dollars in bank fees.
Please to everyone never take payday lans no matter how desparate you are. I feel like I can never get out of this and they are torturing me! I work hard with special needs children!
If anyone has been through this please tell me your advice. Do I close my bank account? I feel like I can never get through this. Read the fine print everyone. People who take these loans are people who are in dier circumstances. Please pass the word on. Never take payday loans especially from cashnetusa, and unitedcash loans. They will not work with you they are cruel, I could lose my apartment and end up on the streets.
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