This company is scum. I have made my payments on time for 5 years. During the beginning of my loan I added a little extra to be applied to principal so that my final payment would be less and I would have credit towards the interest due on the account. I get to the very last payment and surprise the last payment is the exact amount of the regular payment. No credit for any of the extra I sent in at the begining of the loan.
I wrote to them wanting them to fix. Never heard back from them. Now I am being charged fees up my wazzoo late charges and misc. No explain charge of $55.00 in each statement. I am now being into the second month after the loan should be paid off and now owe according to them almost $100.00 more then the original last payment. I cannot get this account paid off. And I am not just going to send them the money just becuase they are billing me for it.
I am furious. After 5 years of never missing a payment they are now reporting me as over 60 days late on my credit report. All for the last payment on the car is that is not owed.
These people are theives.
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