Debt consultants of america is far the most worst company. They charge people 10 % of your debt to negotiate a lower payoff, which is not gauranteed. They are very misleading, and their turnover rates are extremely high, they are constantly hiring (craigslist dallas). If you say your not interested the company employees will repeatedly call you to try and sale their services, once you become a client you can not get anyone to answer / return your phone calls. If your debt to income ratio is too high for their program they will ALTER your paperwork to get you approved even though you can not afford their services!!!
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