I had the exact same thing happen to me that happened to Amy who also posted on this site.
I applied on line. Leslie Powell contacted me and told me I was approved. Just like Amy... Great interest rate, a payback amount each month that I could afford. It would be a secure loan, being insured meaning that if I lost a job, died, etc., the loan would be covered. Ok, I've had a loan like that before. I was told that the insurance was not included in the loan and would have to pay the premium up front.
Leslie sent me the contract. It stated that the amount of the insurance was $990. My husband was skeptical, but we had heard of insured credit cards before. We borrowed the money from a friend with the guarantee that they would receive the money back within 24 hours. (I had confirmed the information with Leslie. Send the $990... Loan deposited within 12 to 24 hours)
When I called to get the information where to send the money I should have known better... I should have seen the big red flag but we are in dire straits here. She told me to Western Union it to a Janet Mitchell in Newfoundland. What a fool am I!!!
I called Leslie back with the WU info. She told me she was working on the paper work and would have it finished in 5 minutes to deposit the loan money ($6,000). I inquired about payments... Nothing due for 60 days. Payment day around the 1st of the month.
We checked the next day... All day for the money. NOTHING! We called back. They added a number to my routing number for my account. So we, too stupidly corrected them. Honestly. I now know they had it right. Leslie said "Oh for the mistake we'll cut you a $500 cashier check for the error. You money should be deposit in the next 12 hours. This was on a Friday. It's now Monday. Of course no money. I called... I finally figured out you have to use a fake name and voice to get Leslie to answer the phone. (NO ONE ever answers the phone there... It's all voice mail... All females.) When you call you type in your extention. Leslie's is 86 (the ext. Range from 80 to 88... I tried them all).. Say who is calling. They 9 times out of 10 it goes straight to voicemail. Screening their calls.
Well I got someone to answer. I know it was Leslie, however she faked it wasn't her and said "hold on a minute". Came back and asked who was calling. Then a Cindy Green got on the phone and told me that Leslie had turned my loan over to her because there was a $500 outstanding balance on the insurance. I wanted to say "do you think I'm that much of an idiot I would let you burn me twice". I told her that was... Not a nice word... That my contract said $990... I wu $990. She played stupid and said well all I know is what they give me and your lender, Janet Mitchell said you still owe $500.
I ranted in a loud voice for awhile. I heard someone telling her something about their scam in the background... Like giving her something to say. Then while I'm still talking, she answers another phone... How rude!
I told her I didn't want the loan... Know full and well at this point I'm not getting squat from them. I said I wanted my money back. She told me they would send out a letter to me next week... Fill it out... Send it back and in 6-8 weeks, I'll be my $990 back... Yeah right! I'd like my $78 for WU back too.
I did call there phone number press zero, knowing no one would answer and leave a very mean, nasty, rude, foul message. I know juvenile but I need to vent my anger. How do these people sleep at night... Very comfortably, I'm sure on expensive sheets with all our money.
I did a search, after the fact on the internet for more information... Searching financial sites. I search Yahoo and found a Manex Capital bank in Canada... It's legit... Gave me a little hope. Then I found an old defunked site for Manex Capital Group... Www.manexcg.net. I clicked on it was sent to http://pallus. Lunarpages.com/suspended. Page/..."We are sorry but this site is experiencing difficulties at this time.
Please return shortly! Thank you for your patience". So I went back to and clicked cached. It's was Manex Capital with the picture as not available (those x boxes).
I feel so foolish. Looking back, I now see all the red flags flying in my face. I am so angered, it all women... What a bunch of female dogs.: p
Thank you Amy for your report. I was thinking of call that lawyer but I thought maybe he as in on it. I will be making some calls now. Maybe lucky for me my husband's cousin is an Asst. DA in northern California.
Amy I would love to join your fight... Sadly we can't exchange information. I will persist here.
0 comments