Santander
Sovereign Never bank with them, they have instruction their reps to never ever refund a fee charged, for insufficient funds etc. And they keep on charging fees, stay away from them
The bank is adding new fees every day, and they will not refund a fee even if you call them and explain them the issue. (the representative I spoke to, told me that they were instructed not to give in the customer even if customer is correct). Stay away from this bank ...