A little help for those of you out there (I have seen a lot of reports on this issue). US Bank has the policy that they WILL charge you overdraft fee if you have pending debit card transactions out there and they drop your available balance to a negative number, even if your actual balance is still ...
While on vacation I debit carded two transactions to my account - one for $2.76 which placed me $1.03 overdrawn and another for $1.29 which placed me $2.32 overdrawn. For the since of being $2.32 overdrawn I was charged a grand total of $69. $31 for each overdrawn transaction and a $7 ...
This bank rips off their customers by not explaining their policies to you when you open your account. First off, after you are taken for over draft fees of $34.00 for what they consider a over draft, you will soon realize that they do not work as any other bank does. The famous answer is always ...
US Bank keeps hitting me with overdraft charges! They have even hit me with a $33 overdraft charge when I still had a positive balance. To top it off, they charge a $7 a day " negative balance fee" after the fourth day. I requested that they put a hold on the account and stop any charges ...
Five years ago I was issued a US Bank card which is essentially a debit card, as any purchase is immediately reflected in your balance. I was told my credit did not warrant an actual credit card but there is automatically an unrequested VISA logo in the corner. US Bank &/or VISA encourage you ...
I deposited my payroll check, drawn on a local bank, on Nov. 1, after business hours. The funds were held for a total of 2 business days which cause my account to be overdrawn. On Nov. 2, I checked my account online and found 5 overdraft fees were incurred @ $34 each. On Nov. 3, I check my balance ...