Portfolio Recovery Associates - Portfolio Recovery Affiliates
Old MBNA Debt Re-Aged by Payment I Did Not Make
I received a letter from Portfolio Recovery Associates (PRA) on May 22. They claim I owe $2,500 on an old MBNA account that was charged off. The account aged out of the statute of limitations (SOL) by a few months, but PRA applied a fake payment to the account they have listed on my credit report. ...