Independent profile. Not owned, sponsored or endorsed by Talkliv.
Talkliv Customer Reviews & Contacts
Talkliv (talkliv.com) is a paid online chat website that, according to its Terms of Use, is run by Limanovio Limited of Limassol, Cyprus. This page quotes its Credits, Chat Gems, refund, account-deletion and arbitration terms, and shows the Trustpilot and ComplaintsBoard figures as displayed on 2026-10-22.
Contacts
- Official websitetalkliv.com ↗
Customer service & general contact
- Customer Support (Terms)[email protected]
Privacy requests
- Legal and privacy requests[email protected]
Other contacts
- Rules and Policies pagetalkliv.com/community-pages/rules-policies ↗
Locations
- HeadquartersGeorgoiou A, 83, Shop 17, Potamos Germasogeias Limassol 4047
Is Talkliv Legitimate?
- Legal name
- Limanovio Limited
- Business type
- Paid online chat website (talkliv.com) that sells virtual Credits and Chat Gems for chatting, operated according to its Terms by Limanovio Limited of Limassol, Cyprus
- Website
- talkliv.comSource: talkliv.com home page, checked 2026-10-22
- Headquarters
- LimassolSource: Terms of Use section 21: 'registered at Georgoiou A, 83, Shop 17, Potamos Germasogeias, Limassol, 4047, Cyp…, checked 2026-10-22
Talkliv's Terms of Use name Limanovio Limited (registered number HE 454003, Limassol, Cyprus) as the contact entity, and the site publishes [email protected] for support and refund requests and [email protected] for legal notices. The Payment and Refund Policy states that Credits "have no monetary value" and that purchases are "in most cases" nonrefundable, with defined exceptions and deadlines. The Terms contain a mandatory arbitration clause, a class action waiver, and a governing-law and venue clause (England and Wales, with arbitration-specific exceptions for U.S. residents). On 2026-10-22 Trustpilot showed 3.6 from 3,591 reviews, ComplaintsBoard showed 11 complaints with none marked resolved, and BBB has no profile under either name. Whether a particular charge or chat was fairly billed depends on the user's own account records and the policy text in force when the purchase was made.
Independent Sources
Shown for context — not merged with USAComplaints' own numbers.
Trustpilot, ComplaintsBoard and BBB, as displayed on 2026-10-22
All figures on this page are as displayed on 2026-10-22 and come from different sources; they are not added together and are not comparable.
- Trustpilot (https://www.trustpilot.com/review/talkliv.com): 3.6 from 3,591 reviews, "3,104 reviews in the last 12 months"; the star split shown is 50 percent 5-star, 13 percent 4-star, 10 percent 3-star, 5 percent 2-star and 22 percent 1-star. The profile shows "Claimed profile - Jul 2021" and "Paid Trustpilot subscription". Trustpilot says "This company invites their customers to review, whether positive or negative" and "we don't fact-check reviews"; the page shows company replies on reviews. Two recent reviews (dated Sep 27, 2026 and Oct 14, 2026) criticize the cost of Credits and the credit and gem system. These are individual reviewers' opinions, not findings.
- ComplaintsBoard (https://www.complaintsboard.com/talkliv-b151957): "Total complaints: 11", "Resolved complaints: 0 (0%)", "Unresolved complaints: 11 (100%)". The complaint titles on the page refer to credit prices, the cost of chatting and difficulty exchanging contact information. These are consumer allegations that have not been verified.
- BBB: searches for "talkliv" and "limanovio" on bbb.org on 2026-10-22 returned "No Results Found". That is the result of those two searches only; it does not show whether BBB holds a file under another name.
- usacomplaints.com: No published complaint reports are currently linked to this profile.
Had an experience with Talkliv? Tell other people what happened.
Submit a ComplaintTalkliv complaints: Credits, refunds, deleting your account and where to complain
This page was checked on 2026-10-22. The quotes on this page come from the Rules and Policies page at talkliv.com (Terms of Use, Payment and Refund Policy, Privacy Policy). No 'last updated' date was found on that page, so confirm the current text in your account or at checkout.
- How charging works. The Payment and Refund Policy says: "The Talkliv provides two types of paid Services: action and time-dependent."
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It explains that action services are charged each time you make an action and that "chatting is charged on a per-minute basis". Credits are "the virtual currency of Talkliv exchanged to use paid features without any monetary value". Chat Gems are a way to pay for chat: "1 Chat Gem equals to 1 min of chatting", and "Chat Gems are deducted first, then Credits". The policy adds that Talkliv "may change the price of paid Services at its sole discretion".
- Refunds, general rule. Policy section 4.2: "In most cases, the purchases on Talkliv (i.e., Credits spent and Credits on your account balance) are nonrefundable." Free Credits and bonus Chat Gems are stated to be non-refundable.
- Legal refunds. For users in the EU or EEA the policy describes a right of withdrawal within 14 calendar days and says unspent Credits are refunded if you withdraw within 14 days of registration. For users "residing in certain US states" it says applicable law may allow cancelling a transaction "before midnight of the third business day after the date of the transaction", and that Talkliv will process such refunds on request if the transaction qualifies.
- Optional refunds of unspent Credits. Section 4.7 says Talkliv may refund the monetary equivalent of Credits on your balance if the Credits were bought by mistake with no intention to use them and you ask "within 3 calendar days", or if your account was blocked or terminated at your request and the monetary equivalent exceeds USD 20. Section 4.8 says it will not refund a fifth or later request.
- Optional refunds of spent Credits. Section 4.10 says Talkliv will not consider a request about spent Credits unless it falls under one of three headings: Talkliv Services (if Talkliv "failed to ensure the Services as provided in the Terms of Use"), fraud suspicions about another user, or unauthorized transactions. Section 4.11 says the issues in its cross-referenced clauses (printed as "5.10(c) to 5.10(d)" although the list is numbered 4.10; these are the fraud and unauthorized-transaction items) must be raised "within 30 calendar days after becoming aware of the relevant facts", and section 4.12 says requests are considered if submitted within 120 calendar days after a card payment or 180 calendar days after a PayPal payment. Section 4.12 also says: "we may not force another user to communicate with you on Talkliv, so your refund request regarding the Credits spent communicating with such a user is unlikely to be approved."
- How to ask. Section 4.13: "To submit a refund request, please contact us at [email protected]." Describe the issue in detail and include evidence. The policy distinguishes a refund request (handled by Talkliv) from a chargeback (handled by your bank or payment provider) and says third parties may ask Talkliv to comment on chargebacks.
- Delete your account. Terms section 10.1: "You can also choose to delete your account. For this, contact our Customer Service at [email protected]." It says a permanent restriction triggers deletion of the information about the user. The Terms refer to a "Payment, Auto top-up and Refund Policy" in section 4, while the policy text on the same page is headed "Payment and Refund Policy" and has no separate auto top-up section, so check your payment settings and receipts for any automatic top-up.
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The only automatic-charge term is section 3.3: "the system may automatically attempt to reprocess failed payment ... We use only one retry attempt immediately after the failed payment." The Privacy Policy says that to opt out of processing by the company's model, contact [email protected] with the subject line "ML customization opt-out request".
- Disputes with the company. Terms section 16 is an agreement for mandatory individual arbitration and a class action and jury trial waiver. For U.S. residents it names National Arbitration and Mediation ("NAM"), or another mutually agreed provider, and requires a written notice to [email protected] followed by a 90-day informal resolution period and at least one conference before arbitration starts.
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Section 16.2 calls the informal process "a prerequisite to initiating any arbitration or proceeding in small claims court" and says the arbitrator "shall dismiss any arbitration filed without fully and completely complying", with the party that failed to comply responsible for the other party's filing fees and costs; section 16.4 says "Each party will bear its own attorneys' fees and costs unless the arbitrator determines otherwise or applicable law provides for fee shifting". Users who are not U.S. residents are sent to arbitration by the London Court of International Arbitration in London. Either party may bring a qualifying claim in small claims court. The section headings 16.1 to 16.7 do not include an opt-out provision; read the full section before filing. Section 20.1 applies the laws of England and Wales "except as otherwise specified"; for arbitration, section 16.4 says a U.S. resident's arbitrator applies Delaware law and a California resident's arbitrator applies California law, and section 16.6 adds California-specific protections. Section 17.1 says: "The Website is entitled to change the Agreement unilaterally at its sole discretion and at any time without notice by posting the changed Agreement".
- Outside the company. You can file a report with the Federal Trade Commission at ReportFraud.ftc.gov and with your state attorney general, and you can ask your card issuer or PayPal about a dispute. Confirm the current form on the agency's own site.
Keep your payment receipts, the dates and amounts of Credit purchases, screenshots of the chat charges and every email exchange with support.
Court cases and regulator actions
A CourtListener RECAP docket search by case name for "Limanovio" and for "Talkliv" returned no dockets on 2026-10-22.
Who runs Talkliv
The Terms of Use name the operator in section 21: "Company information: Limanovio Limited, registered number HE 454003, registered at Georgoiou A, 83, Shop 17, Potamos Germasogeias, Limassol, 4047, Cyprus." The registration number and address are the company's statement in its Terms. The Terms give Customer Support as [email protected] and legal and privacy requests as [email protected]. The limanovio.com home page (opened 2026-10-22) describes Limanovio Limited as offering "Content, Marketing, Brand Management, and Payment Infrastructure Support"; the text there does not mention Talkliv.
What the site says it is. The talkliv.com home page (opened 2026-10-22) is titled "Talkliv: website for intercultural communication" and says it is "for people who seek diverse online communication". The sign-up form asks for the user's gender, the gender preference, a name and a birthday, and the home page lists "Secure chatting platform", "Original icebreakers" and "Support 24/7" as features; these are the company's own marketing statements. The footer links to company accounts on Facebook, Instagram, X, Pinterest, Threads, YouTube, TikTok, Medium and Quora. The home page also shows a badge reading "Poor 1.9 out of 5" that links to smartcustomer.com; that figure belongs to that site and is not combined with any other figure here.
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What the Terms say about the service. Terms section 2.3: "Although our platform is designed for entertainment, you must have your real name as our user." A clause in section 13 says content and statements related to the website "are placed here for informational and entertainment purposes". Payment and Refund Policy section 3.2 says Talkliv engages third-party payment providers and "we are not a payment institution and we do not process your payments on our behalf"; section 3.4 says users are usually charged in US dollars, but currency depends on location.
Frequently Asked Questions
Who owns and operates Talkliv?
The Terms of Use (section 21) name Limanovio Limited, registered number HE 454003, registered at Georgoiou A, 83, Shop 17, Potamos Germasogeias, Limassol, 4047, Cyprus, as the company information, with Customer Support at [email protected]. This is the company's own statement.
How do Credits and Chat Gems work on Talkliv?
The Payment and Refund Policy says Credits are virtual currency bought with real money and used for paid features, and that chatting is charged per minute. It says "1 Chat Gem equals to 1 min of chatting" and that Chat Gems are deducted before Credits. It also says Credits have no monetary value and that Talkliv may change prices of paid Services at its sole discretion.
Can I get a refund from Talkliv?
Policy section 4.2 says purchases are "in most cases" nonrefundable, with exceptions. It describes legal refunds for EU/EEA users (14 days) and, in certain US states, cancellation before midnight of the third business day. Optional refunds include Credits bought by mistake if requested within 3 calendar days, and refunds linked to service failure, fraud suspicions or unauthorized transactions on spent Credits. Requests go to [email protected].
What deadlines apply to a Talkliv refund request?
Section 4.11 says requests about the issues in its cross-referenced clauses (the fraud and unauthorized-transaction items) must be made within 30 calendar days after becoming aware of the relevant facts, and the policy says requests are considered if submitted within 120 calendar days after a card payment or 180 calendar days after a PayPal payment. Unauthorized-transaction requests have stricter time frames.
How do I delete a Talkliv account?
Terms section 10.1 says: "You can also choose to delete your account. For this, contact our Customer Service at [email protected]." The Terms say a permanent restriction triggers deletion of the user's information. Ask for written confirmation, and check your payment method for any further charge.
What is the difference between a refund request and a chargeback?
The Payment and Refund Policy says chargebacks are processed by the user's bank or payment provider, while Talkliv's team handles refunds, and that Talkliv may be asked to comment on a chargeback and submit evidence. The policy recommends addressing difficulties with Support first. The Terms also list "A disputed payment transaction (chargeback)" among grounds for blocking an account and say a "hard block (or a complete account deletion)" may follow "Several disputed payment transactions (chargeback)". Your card issuer's own rules and deadlines apply to a chargeback.
Can I sue Talkliv or join a class action?
Terms section 16 requires pre-arbitration written notice to [email protected], a 90-day informal resolution period, and then individual arbitration administered for U.S. residents by National Arbitration and Mediation or another agreed provider. It contains a class action and jury trial waiver and allows qualifying small claims court cases. Section 16.2 makes the informal process a prerequisite to arbitration or small claims court. Governing law is England and Wales except as otherwise specified: for arbitration, U.S. residents' arbitrators apply Delaware law, or California law for California residents, and non-U.S. residents arbitrate in London.
What do Trustpilot and other review sites show for Talkliv?
As displayed on 2026-10-22, Trustpilot showed 3.6 from 3,591 reviews (3,104 in the last 12 months) and ComplaintsBoard showed 11 complaints with none marked resolved. Trustpilot states the company invites reviews and that it does not fact-check them. A BBB search under the names Talkliv and Limanovio returned no results.
Where can I complain about Talkliv besides the company?
The policy points users to Talkliv Support first ([email protected]). Outside the company, consumers can report to the Federal Trade Commission at ReportFraud.ftc.gov, to their state attorney general, and to their card issuer or payment provider about a disputed charge. Confirm the current form on each agency's site.
Sources (3)
Talkliv (own site)
Review sites
- ComplaintsBoard profile for Talkliv complaintsboard.com
- Trustpilot profile for talkliv.com trustpilot.com