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North Central Theological Seminary Reviews, Complaints & Contacts
North Central Theological Seminary (nctsmn.org) is a Florida-registered, non-denominational online seminary offering Bachelor's through Doctor of Divinity degrees. It is not accredited by any agency recognized by the U.S. Department of Education or CHEA; it cites only religious-exempt accreditors. External review platforms show recurring complaints about unclear accreditation and billing delays.
Contacts & Login
Customer service & general contact
- Main office(727) 304-5529
Account & login
- Student loginnctsmn.org/login-here.php ↗
Official website
- Official websitenctsmn.org ↗
Other contacts
- Official FAQ pagenctsmn.org/frequently-asked-questions.php ↗
- Official accreditation pagenctsmn.org/accreditation.php ↗
- Official tuition and withdrawal termsnctsmn.org/deg1.php ↗
Fax & written correspondence
- Fax727-545-7607
Locations
- Headquarters7901 4th St N, STE 8040, St. Petersburg, FL 33702
Is North Central Theological Seminary Legitimate?
BBB and ComplaintsBoard figures
- Legal name
- North Central Theological Seminary Inc.
- Business type
- Unaccredited online theological seminary
- Website
- nctsmn.orgSource: nctsmn.org, checked
- Headquarters
- St. Petersburg, FLSource: NCTS official site, checked
- Owned by
- Philip Jegede Evangelistic AssociationSource: Star Tribune, June 14, 2016, checked
North Central Theological Seminary is not accredited by any agency recognized by the U.S. Department of Education or the Council for Higher Education Accreditation (CHEA) — the recognition that lets a degree be broadly accepted by employers, licensing boards, and other schools. Its own accreditation page names three accreditors: the Association of Independent Christian Colleges and Seminaries (AICCS), the Accrediting Commission for Biblical Higher Education (ACBHE), and the Association of Christian Distance Education. None of these three appears in the U.S. Department of Education's or CHEA's lists of recognized accrediting agencies; the DoE/CHEA-recognized accreditor for this type of institution is the separately-named Association for Biblical Higher Education (ABHE), which NCTS does not claim. The seminary's own site acknowledges this directly, stating it is "in the process of preparing to apply for regional accreditation from an agency that is recognized by the U.S. Department of Education — a process that can take 5 years or more."
An anonymous, unverified write-up circulating online (reproduced on Answers.com and a personal blog) alleges that NCTS and a separately-branded school, Southern National Theological Seminary, share the same founder, nearly identical websites, and identical faculty rosters. No public record or material from either school is cited for this claim, so it is an unverified allegation, not an established fact.
BBB's profile also names Philip Jegede, Isaac Ozobiani, and Anthonia Okunpolor as the seminary's directors. In 2016, Jegede sued the Better Business Bureau of Minnesota and North Dakota after it gave the seminary an "F" rating and evaluated it as a corporation rather than a religious institution; a judge denied his request for a temporary injunction (see Court & Public Records). The seminary's current Florida BBB file shows an A+ rating and is not BBB-accredited.
On ComplaintsBoard, student feedback is genuinely mixed (2.5/5 average across 2 reviews and 3 complaints): one reviewer questioned whether the school is a "diploma mill" and flagged its "Option III" honorary-degree track (75 multiple-choice questions plus 1–2 pages of personal narrative). A more recent reviewer (March 2026) who completed coursework called the administrative staff prompt and professional and found the material acceptable though wanting more rigor. The reviewer recommended prospective students wait until the school achieves regional accreditation and ATS membership before enrolling rather than calling it a scam.
Independent Sources
Complaint Themes
Reviews & Complaints on USAComplaints
1 complaint linked to the North Central Theological Seminary profile is published on this site (2007). It is not from 2023-2026.
Had an experience with North Central Theological Seminary? Tell other people what happened.
Submit a ComplaintWhat To Check Before Enrolling
- Ask NCTS directly, in writing, whether it holds accreditation from an agency on the U.S. Department of Education's or CHEA's recognized list — based on its own site, it does not.
- If you need the degree recognized by an employer, licensing board, church denomination, or another school, confirm with that specific body first; a religious-exemption registration with a state (like NCTS's Florida F.S. 1005.06(1)(f) status) is not the same as academic accreditation.
- Get tuition, refund, and honorary-degree terms in writing before paying — a ComplaintsBoard complainant reported an unauthorized second charge (bringing total payment to $1,500) for an honorary degree and difficulty getting billing issues resolved.
- If you already paid and have a dispute, you can file a complaint with the Florida Attorney General's consumer protection division, and with the Better Business Bureau serving St. Petersburg, FL.
Court & Public Records
North Central Theological Seminary v. Better Business Bureau of Minnesota and North Dakota
FiledPer Star Tribune reporting (June 14, 2016), the seminary's founder, Rev. Philip Jegede, sued the local BBB in Dakota County District Court, alleging the BBB wrongly evaluated the school as a corporation rather than as a religious institution owned by the tax-exempt Philip Jegede Evangelistic Association, and that a resulting "F" rating caused enrollment to drop. On June 10, 2016, Judge Cynthia McCollum denied the seminary's request for a temporary injunction against the BBB; a trial was reportedly set for November 7, 2016. Available sources do not establish the final outcome of that trial or whether the case was later settled, dismissed, or withdrawn.
What is North Central Theological Seminary?
North Central Theological Seminary is a non-denominational online seminary offering programs from Bachelor's level through Doctor of Divinity. It was founded and is led by Rev. Philip Jegede. The school originally operated out of Minnesota — its Facebook page and BBB history list a Columbia Heights, MN presence — but it dissolved its Minnesota corporate registration effective June 9, 2020, and now operates as a Florida-registered non-profit seminary.
Its current registered address, 7901 4th St N, St. Petersburg, FL 33702, is a Sasquatch Mail virtual-office facility that assigns individual suite numbers to different clients (the seminary's own site lists STE 8040 at that building).
The school describes its legal basis to operate as Florida Statute §1005.06(1)(f), which exempts religious institutions from the state's normal college-licensure requirements — it is a registration/exemption, not an academic quality review.
Company Relationships
- Owned byPhilip Jegede Evangelistic Association
Frequently Asked Questions
Is North Central Theological Seminary accredited?
North Central Theological Seminary is not accredited by any accreditor recognized by the U.S. Department of Education or CHEA. NCTS's own site lists three religious accreditors (AICCS, ACBHE, and the Association of Christian Distance Education) that are not on the federal/CHEA recognized lists, and the school states on its own accreditation page that it is still "preparing to apply" for DoE-recognized accreditation. It operates in Florida under a religious-institution exemption (F.S. §1005.06(1)(f)), which is a registration, not an accreditation.
How much does North Central Theological Seminary cost?
North Central Theological Seminary's Bachelor of Theology in Biblical Studies page does not state a tuition amount. It describes payment as a tuition donation made at registration through a Donate Now button, or by check or money order mailed to its Business Office, and says monthly payment options are available. The page lists a subsidized scholarship that covers up to 80% of tuition depending on the student's performance on the school's online Biblical evaluation test. It also lists a $35 penalty if a student does not complete the timed online final test on time, and a $75 application fee for the award of a Master of Theology degree.
Can I get a refund from North Central Theological Seminary?
North Central Theological Seminary's Bachelor of Theology in Biblical Studies page says students are free to withdraw at any time. It also says that refunds are issued on a prorated basis at the seminary's discretion on grounds of extreme hardship, which must be proven by a letter sent by certified mail. The page lists divorce, death in the family, sudden unemployment or illness as extreme hardships, and says refunds are issued to any student called to service in the United States Armed Forces or the armed forces of the student's country of origin. The certified withdrawal letter goes to the seminary's Administration Office at 7901 4th St N STE 300, St. Petersburg, FL 33702.
Is North Central Theological Seminary a scam?
North Central Theological Seminary is an online seminary based in St. Petersburg, Florida. Its accreditation page says the Florida Department of Education recognizes it as a Florida registered non-profit seminary that complied with Section 1005.06(1)(f) of the Florida Statutes, the provision for religious institutions. The page also says that it is currently accredited by a religious organization not affiliated with the U.S. Department of Education, and that it is preparing to apply for regional accreditation from an agency recognized by that department. BBB lists a file opened November 13, 2012 with an A+ rating, names Philip Jegede among its directors, and shows the seminary is not BBB-accredited. In May 2016 the seminary sued the Better Business Bureau of Minnesota and North Dakota over an F rating, and on June 10, 2016 a judge denied its request for a temporary injunction, the Star Tribune reported.
Is North Central Theological Seminary legit?
North Central Theological Seminary describes itself as a Florida registered online non-profit seminary approved to offer its religious educational programs under Section 1005.06(1)(f) of the Florida Statutes. Its site lists certificate programs and Bachelor of Theology, Master of Theology, Doctor of Theology, Doctor of Ministry, Doctor of Divinity and Ph.D programs. It states that it dissolved its existence in Minnesota effective June 9, 2020. The seminary lists 7901 4th St N STE 8040, St. Petersburg, FL 33702 and the phone (727) 304-5529 on its site.
Is North Central Theological Seminary a diploma mill?
USAComplaints.com found no government finding that labels North Central Theological Seminary a diploma mill. It is a real, Florida-registered religious institution with graded coursework reported by at least one student reviewer. However, several real concerns are documented: it lacks DoE/CHEA-recognized accreditation, offers an honorary Doctor of Divinity track requiring only 75 multiple-choice questions and a short essay, and a ComplaintsBoard reviewer questioned its practices directly. Prospective students should weigh these facts themselves rather than rely on the school's own accreditation claims.
Where is North Central Theological Seminary physically located?
North Central Theological Seminary's registered address, 7901 4th St N STE 8040, St. Petersburg, FL 33702, is a commercial mail-receiving/virtual-office facility (Sasquatch Mail), not a campus — consistent with it being a fully online school. It previously operated out of Minnesota (Columbia Heights, MN) before dissolving its Minnesota registration on June 9, 2020.
Sources (4)
North Central Theological Seminary (own site)
- NCTS official site nctsmn.org
Review sites
- BBB Business Profile bbb.org
- ComplaintsBoard complaintsboard.com
Other