Citibank
Ripoff, credit report, FCRA, delinquency, misreporting

MEDIA & CONSUMERS - I am happy to discuss my case with you.

Moulton v. Citibank, TransUnion, Equifax, AmeriCredit

WestLaw 2005 WL 1522237 (N.D. Cal.),
Lexis Nexis 2005 U.S. Dist. LEXIS 32185

CITIBANK - $2 billion settlement regarding the Enron scandal.

USA TODAY http://www.usatoday.com/money/industries/banking/
06-10-citi-enron_x.htm

SEC http://www.sec. Gov/news/press-87.htm

CITIGROUP'S WEBSITE http://www.citigroup.com/citigroup/citizen/structuredfinance/030728a.htm

I tell you - Citibank is a "real class act". Connections to the Enron scandal - misreportings of Citibank accounts as delinquent. Real class act. Maybe "class action" is more like it!

My 2001 closed Citibank account was "conveniently" misreported on credit report as "delinquent" (e.G. 120-day "lates) after account closure. My Citibank account was also misreported as closed in 2003.

2003 americredit paid/closed account

*Americredit account misreported as "delinquent" after account closure.
*Americredit account misreported as open.

Equifax credit report

"Blank" / thin file credit reports by Equifax - declined several times due to "blank" credit report.

This practice led to credit declines for almost 2 years and home loan declines for about a year. I have suffered:

*Real estate appreciation
*Real estate fees
*Home equity loss
*Rent
*Higher insurance rates
*Lost wages & educational losses

Don't let this happen to you.

AnnualCreditReport provides free credit reports. Check your credit report often for errors. Report errors to the creditors and 3 credit reporting agencies (Transunion, Equifax, Experian) as soon as possible. Send letters certified, return receipt.

If they still do not correct the errors, you might retain an attorney at NACA. Good luck.

Company: Citibank
Country: USA
State: Delaware
City: Wilmington

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