Capital One
Credit Report Checked 43 Times in Two Years Without Consent

Upon checking my own personal credit report one night I found that Capital One had been checking very often, in fact 40 some times in just 2 short years. The explanation I got was it is an unknown practice and that it would " usually only hurt my credit report score a little bit." Until you multiple a little by 43 times in 2 years.

I received offers from them every week and usually shredded them into the garbage. My wife too received these multiple checks on her record.

We are trying to buy a house and were told our score is too low for the loan, due to countless checks on our credit report lately!

So basically Capital hosed my wife and I and are only willing to TRY to stop sending us offers in the mail. Never was I told why they checked our reports so often!

Company: Capital One
Country: USA
State: Utah
City: Salt Lake City
Address: Po Box 30288
Phone: 8009557070

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