WFS - Wachovia Dealer Services
Paid-Off Auto Loan Reopened and Re-Reported as $5,418 Delinquent

Cars & Transport

I had a auto loan with these people for 30,419.00. The car was hit head on and totaled by a 16 year old. She got the ticket, and her insurance paid of the car. I also had Gap insurance, which covers anything over and above the value of the car.

The adjuster went to the junk yard where the car was towed, and did his appraisal. Not knowing the car had a anti theft system, and a expensive mach stereo system in it, the adjuster under appraised the car. By the time the mistake was discovered all insurance had settled up. The pay off had even been reported to, EXPERIAN, EQUIFAX, and TRANSUNION, as paid in full, never late, debt is satisfied.

When the mistake was discovered, these jerks, some how reopened the paid off account, used the same account number, and rereported the $1,665.00 delinquent. Only by now, the interest, and collection fees made it $5,418.00. Does this sound like a company you want to deal with?

Lindy


Company: WFS - Wachovia Dealer Services
Country: USA
State: California
City: Irvine
Address: PO BOX 19657
Phone: 8002898004
  <     >  

RELATED COMPLAINTS

Wachovia Dealer Services
Insurance and GAP Payouts on Totaled Car Not Counted as Payments

WFS Financial/Wachovia Dealer Services
$200 in Late Fees Were Really Insurance Added to My Car

Wachovia Dealer Services
Forced Insurance at $180 a Month Gave No Proof of Coverage

GEMB/Walmart
Credit reports keep showing wrong status for paid-off charge-off account

Wachovia Dealer Services
Added $98 Monthly Insurance Charged After Coverage Restored

Wachovia
Nearly $300 Overdraft Fees After Insurer Double Charge

State Farm Insurance
Payment posted to wrong & expecting me to make up the different for their mistake!

American Modern Home Insurance
Ripoff insured my motorcycle for $4373.74 and only paid 2745.18 on payoff. Because the insurance adjuster put a bit for salvage for 1350.00 without giving me the option to bid on it my self. Cincinnati, ohio

Asset Acceptance
Paid-Off JCPenney Card Reported as Installment Account