Bank Of America
Bofa ripoff takes advantage in any way they can, to funnel total paychecks when they can, victimizing lower incomes for better profits to themselves! Tampa florida

Business & Finance

Bank of America has, on several occasions used situations & rearranged transactions which were already posted to our account, and deducted from our balance. I have gone online many times to view my balance & make sure bills have made it to the bank.

There have been times that I've realized I had made an error in subtracting, and there would be something over the balance that was available. Upon checking back, several times I have discovered that a larger check had magically of, been inserted in front of smaller, earlier posted items, causing as many as 5 or 6 overdrafts, & my account to be charged $30.00 fees.

Now, that has gone up to $33.00, and I have paid close to $700.00 in NSF fees during just the past 4 weeks. The reason being that once our deposit is there, most of it has gone to pay the NSF fees, as well as to pay Check Care and merchants for the checks that BoA returned.By the time I pay these fees, there have been previously scheduled bills paid, and the whole cycle starts again.
While I understand that BoA is not obligated to pay for my mathematical mistakes, it should be illegal for them to do everything they can to move items around to gross the largest profit from NSF fees possible.

I realize I should have closed this acct way before now, but I kept thinking that maybe I was being just ridiculously careless with my check-writing, etc. Then, I realized their pattern of moving transactions around in order to accrue so huge amounts of NSF fees. It is nearly impossible to recover before the next round hits.
BofA needs to pay for the way they RIP OFF accounts of people who are STRUGGLING FOR EVERY PENNY that is put into that bank!

There will be those who have their pat little responses, and have had the luxury of not having to live dollar to dollar. I've heard all of the brain washed BofA excuses. Now I'm just working to get these lying, stealing people out of our lives, and their hands out of our pocket!!!


Company: Bank Of America
Country: USA
State: Georgia
City: Valdosta
Phone: 8004321000
Site: www.bankofamerica.com
  <     >  

RELATED COMPLAINTS

Bank Of America
BofA Stolen funds investigation went nowhere, no recovery. No refund on HUGE overdraft fees ripoff

Bank Of America
Excessive bank fees. Credit Protection Ins pd in full. Bal of fees >original balance

Bank Of America
Ripoff fraudulent nsf charges fraudulent collections practices

PNC Bank
PNC Bank charging NSF fees for paid items with a positive balance

Bank Of America
BofA Charging Overdraft fees when the account isn't overdrawn

Bank Of America
Steals

Bank Of America
Ripoff reordering debits to maximize fees

Bank Of America - BofA
Overdraft charges on available balance not ledger balance

Bank Of America
Online Transactions post then disappear only to reappear later for NSF fees

Bank Of America
Rediculous overdraft charges