Bank Of America
Bogus Bounce Charge on Funded Account Led to Collections and Credit Damage

Bank of Amerika cleverly inserted a totally BOGUS bounce charge when there was more than $500 in the account. All of the charges were legit and accounted for & nothing was over the balance in the acct. This absurd charge caused - caused - the acct to be overdrawn. Then they began adding daily charges. I called, I wrote letters - one to the local branch, one to a central big shot office. I sent the detail of the acct showing what the balance was when they added the overdraught, asked them to please explain why that charge existed.

They did not respond at all. Not the local branch, not the main office. Sooo... Now they have turned it over for collection. They get to show on their books as a loss, and I get this immoral thing on my credit report.

There was no overdraught. Bank of Amerika lies, cheats and outright steals from its "customers" and nothing, nothing is ever done. Thousands of people have been ripped off by these thugs and they are allowed to get away with it. Not only allowed, encouraged! Given taxpayer money on top of all the cash they steal!!!

I thought that there were laws governing this. Ha! Laws are only for us little guys. Big fat cat banks can do what the hell they please, and there's not a dang thing done about it.

Company: Bank Of America
Country: USA
State: Michigan
City: Auburn
Site: bankofamerica.com

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