Bank Of America
Account Closed After Immediate Payment Request, Credit Report Checked Without Permission

Business & Finance

I have Yankee season tickets and a Yankee Bank of America credit card I signed up for the 4 payments plan to pay for my tickets my first payment was for 835$ in November. I was carrying a balance on my card and almost always pay on time or a little late and always large payments from 300 to 5700$ on monthly basis I did a little Christmas shopping and went over didn't realize that my payment for second installment didn't go through even after I called the Yankees and asked they said it went through I landed up getting a email that it didn't go through so I had to make a 1620 $ payment so I put 2000$ payment through to Bank of America website but it wouldn't post until 12/15/08.

So I called and asked if I put through an immediate phone charge could they cover the 1620 $charge not only would they not cover the charge they told me that they were closing my account and it wouldn't be reopened again. The agent credit analyst was so rude and disrespectful. I asked to speak to the manager they left me on hold for 1 hour before she the manager showed up to tell me I was late on my mortgage on my rental property and that they were closing my account I told them I never gave you permission to look up my credit report I asked if you could take a payment not go through my credit history meanwhile they charge 29.99% interest.

They are worse then the organized criminals on the street so all in all don't call the Bank of America for help they will cut off your account and peek into your credit report with no permission this company has no compunction about preserving your right to privacy.

They are just about the worst out there the ironic thing here is we helped bailout these crooks and they basically urinate on all of us who knows how much fraud there coving up when they bought CountryWide and Merril Lynch and the creeps that work there I hope they are laid off I here there dumping 35k of those losers from that criminal enterprise calling its self a reputable bank be very wary of this bank if your with them watch your credit cards and your accounts they are out to help no one just look at that company in Chicago we aren't going to get out of this financial crisis with the likes of banks like this hoarding all the cash they were supposed to lend out to get the economy moving what a crock total bunch of thugs degenerates and criminals people rely on there credit lines to get through tough times these guys could careless don't give them a nickel they charge rapacious over the limit fees and late fees they entice you with teaser rates then jack you to 29.99% there just pigs.


Company: Bank Of America
Country: USA
State: North Carolina
City: Charlotte
Phone: 18004212110
Site: bofa.com
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