Citifinancial Auto
Still Owe Over $11,500 on Kia Optima After Paying $6,150

I bought a 2005 KIA Optima for $9,998 in 2006, and I have paid $6,150.11 since then. I still owe more than $11,500 on it due to the practices of this so-called loan company!

First of all, I bought the car at Crown Motors in Redding, California. They said that my son would have to co-sign because my credit was not good enough, and that it would have to be financed by Citifinancial Loan Company at almost 18% because I am on disability and not working like everyone else that they finance. Wait a minute, isn't that MY income, which I EARNED by working for 25 years? Fine. I was tired of the salespeople lying to me every day, and I loved the price of the KIA and its features, so I did it to have reliable and good transportation.

I have been making the $323.69 monthly payments all by myself, thank you very much, for 19 months, and they add up to $6,150.11. Shouldn't I have more of a gain on my ownership than this measly amount?

I have also been in contact with Citifinancial over this last year. They convinced me to cancel my warranties to get my payments down, so I did. I found out later that they "made a mistake" about that answer, and now I have no maintenance warranty or cancellation warranty on my car. They told me "tough luck" that I was told this wrong information and it caused the cancellation.

I then asked to have my finance percentage lowered, and they said that I have to apply for that to happen and that it only lowers the percentage by 2%!

Help, someone! I want to stop paying them after I have paid the $10,000, but then I won't get my title or be able to register my car. Do you hear me, Citifinancial? My car!

Company: Citifinancial Auto
Country: USA
State: Texas
City: Bedford
Phone: 8004861750
Site: citifinancial.com

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