Wells Fargo Bank
Overdraft Fees Not Shown as Pending Cause More Bounced Items

When you make a debit or withdrawal, it reflects in your balance right away. When the bank charges $34 overdraft fees, those entries do not show up right away. In other words as soon as you are overdrawn there should show a pending transaction for $34. But they don't do it that way.

I had one of there numb skull customer service reps tell me that overdraft fees can show up anytime during the day. I told her that was just part of the sick games banks play. I had a negative balance on a Friday so on the following Monday I made a deposit to cover the negative balance by the close of business. The negative balance did not reflect the overdraft fees so on Tuesday morning when I checked my account they took there overdraft fees which caused other items to bounce. It was pretty ridiculous!

They will only credit back overdraft fees if it is a bank error. I just wish when it is a bank error that we can charge them a fee.

Company: Wells Fargo Bank
Country: USA
State: California
City: Chico
Site: wellsfargo.com

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