Columbia House - Nationwide Collections
Columbia House And Nationwide Collections END THE FRAUDULENT LETTERS OF COLLECTION - I DID FINALLY! Indiana Internet
- 03-19-2007
- 10
I have been receiving letters from Nationwide Collections for about 3 months now. Like many of you probably have done, I too threw them away thinking "I never had a Columbia House membership." Well, someone sure did - IN MY NAME!
After a heated discussion with Nationwide, I proceeded to write my dispute letter but I couldn't let it rest with the hopes of this solving the problem. So I began the LENGTHLY search for a phone number to a LIVING, BREATHING, HUMAN.
By "lengthly" I mean an afternoon calling numbers that are no longer in service, that only give you automated responses, or numbers that just ring and ring and ring. Well, I finally found a number that connected me to a human being! 888-467-7404 - when you hear the recording press 1 then do NOTHING. It may take a while but you will get connected to a person. It was a beautiful feeling!
After another lengthly, and heated at times, conversation explaining the situation I was put on hold -AGAIN - but she came back with the answer I was wanting... I was being removed from the debt.
HERE'S THE KICKER THOUGH - and please make sure you do this!!! Don't take that as being the end to your predicament. Write an email. It's quicker than a hard copy and it WILL get you results. MAKE SURE you reference the Columbia House account number as well as the Record Number from your Nationwide Collections letter. Give them as much detail as possible and don't assume it's overkill. (I've copied the text from my email to them below if you want an example). Send your email to:
Dvd@columbiahouse.com
When you get your response back from Columbia House (it only takes a couple days) CALL NATIONWIDE BACK and tell them you have a written response from Columbia House that removes you from the debt then send the email to:
Jennifer@nationwidecollections.Us
MAKE SURE you put your Nationwide Collections record number (s) in the title of your email.
So let's recap:)
1) Send your written dispute to Nationwide
2) Call Columbia House (use the number above) and verbally dispute the charges until they say you're free
3) Email Columbia House and give them every shred of info you can (Columbia House acct. #'s and Nationwide Collections Record #'s)
4) (after you get a reply) Call Nationwide and let them know you can pass go and collect $200 now that you've gotten the email
5) Change the title of the email to the Nationwide Collections Record number and forward your copy of the get-out-of-jail-free email to Nationwide (use the email addy above)
Now you can do the happy dance like me. It works, it's exhausting, but it's exhilerating to know you've gotten something that could potentially ruin your credit squashed before it became a nightmare.
Hope I helped and sorry if I was long winded:) ~Pam from Ohio
P.S. Here's the email I sent to Columbia House:
To Whom this may Concern,
I am writing in reference to two (2) letters of collection I received from Nationwide Collections, Inc. Dated March 2nd regarding two (2) separate Columbia House unpaid accounts.
This letter serves as my formal
dispute for the two aforementioned accounts (details below):
1) Columbia House Account #-# (Nationwide Record Number C1/#)
2) Columbia House Account #-# (Nationwide Record Number
C1/#)
Be advised neither account is, was, or has been mine. Neither account was solicited by myself or any member of my immediate family and I consider these accounts to have been fraudulently obtained in my name. I have formally opened a dispute with Nationwide Collections, Inc. Regarding the validity of this debt.
I expect both accounts to be removed from my name immediately and erased from my credit bureau file from all major credit reporting companies. Should these fraudulent accounts not be removed from my name resulting in the tarnishing of my credit standing I will seek immediate legal action
against your company.
Sincerely...
Pam
Hamilton, Ohio
U.S.A.
Company: Columbia House - Nationwide Collections
Country: USA
State: Indiana, Internet
City: Terre Haute
Phone: 8884677404
Site: dvd@columbiahouse.com