Capital One
Disputed Capital One account on credit report that I never opened

Account Number: 486XXXXXXXXX
To Whom It May Concern:
I am formally requesting that you validate all trade line notations you have submitted to the three major credit reporting agencies by Experian, Trans Union or Capital One Services for me, Santosh [removed]. I never got a card or a statement from your company what so ever plus I never authorized this company to access my credit file. First thing is I never had an account with Capital One, but it shows me on my credit report Experian credit report prepared for
SANTOSH K J
Your report number is
4145-XXXXXXXXReport date: February 16

Address:
PO BOX 30281
SALT LAKE CITY, UT 84130
(800) 955-7070Account Number:
486XXXXXXXXX
Address Identification Number: 004XXXXXXX
Status:
Account charged off. $591 written off. $475 past due as of Feb.
Status Details:
This account is scheduled to continue on record until May.
This item was verified and updated on Aug.

Company: Capital One
Country: USA
State: Utah
City: Salt Lake City
Address: PO Box 30281

  <     >