BMG Music And NCS
NCS Pushed in a Corner by NCS

Well, I just hung up with a nice enough rep from NCS. I explained that I just checked my credit report with Experian and found a collection from this agency. I also explained that I am a victim of identity theft, since I was 13 years old. So naturally, this is very upsetting for me.
She explained that this account was reported from BMG, some sort of cd/dvd store? Apparently, in 2004 I had ordered cds/dvds for A PENNY (imagine that) and I now owe 199.00. I asked for proof that I had done that and was told the proof is that my name & address were provided. Since I received mail at that address, I must have been the one to order the product.
She went on to explain that sadly, that is all anybody needs to provide. No signature, no ssn or proof of identification. When I asked why in 6 years I never received a phone call or a letter from either her agency or BMG, she stated that "Yes, a letter requesting payment would be appropriate but it is not required".
So now, 6 years after somebody ordered cd's (could have been anybody, neighbors, siblings, ect) I am being penalized. My credit score is down, my interest rate has gone up and now my fall student loans may be denied.
But wait, if I pay the 199.00 just because somebody claims I owe an outstanding balance, it MIGHT be removed from my account. OR I could some how, go on a man-hunt for whoever ordered these cds and file a police report.
My next step is to hire a lawyer and hope that this is resolved before my fall semester.
What now?

Company: BMG Music And NCS
Country: USA
State: Oklahoma
City: Oklahoma city
Address: PO BOX 15779
Phone: 4056193630

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