CitiBank Credit
Dispute Letter Arrived After 11 Days, Five Days to Reply

Miscellaneous

This is one more chapter in my continuing trouble with StoresOnline. The window for canceling with StoresOnline lasted three days, and only after it had closed did I find out how disreputable that company is. I then got a provisional credit from Citi.

Citi sent me a letter asking for further information. It was mailed on June 22 and reached me on July 3, which means 11 days in the mail. I should point out that I live in CA, only one state to the west.

The letter allowed me just FIVE days to reply! Apparently I was supposed to pay for pricey overnight shipping through FedEx or a similar service. I assumed the postmark date would count, but it did not: they insisted on having my reply in hand within five days. The IRS honors postmarks, yet Citi does not.

Lately they also mailed us a second letter about the dispute, again requesting more information, and it carried the wrong account number!

Throughout my 90 days for disputing the charge, they told me:
- that it was sent to the wrong address (a lie)
- they provided a fax number that worked, but it was not the number for disputes.

We are seriously considering suing them in small claims court.


Company: CitiBank Credit
Country: USA
State: Nevada
City: The Lakes
Address: P.O. Box 6035
Phone: 8665445501
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