Cash Call
Cash Call Predatory Contractual Lending with no regard for ethics

When I was in duress and needed money I responded to an darl Coleman Ad that I saw on television. Blinded by the stress and anxiety of immediare needs I turned to cash call to resolve my issue.

Initially I signed an agreement with the understanding that I could pay this loan off early if I wanted to. But I was not told that I could not write the additional payment into my auto payments every month.

I tried to get the payments adjusted to pay additional money every month and the told me that i could not do that, that I would have to either mail in a payment, or call in a bank by phone payment in addition to my regular payment.

I spoke to a person today and she spoke to me like I was her best friend and that cash call was doing me a favor. I asked her how much I had paid already and she said over $5,000.00 and I owed an additional $1,700.00 if I paid according to the contract at 96% interest.

I told her tha I had requested to have the additional payments be included with my monthly payment and she said that according to law they could not and would adjust anyone's contract even if we requested it.

I asked her which state had such a law and she refused to answer, saying that Cash Call has a Legal contract and they could not adjust the contract, and if I cared that much, that I should just call in an extra payment.

Correct me if I am wrong, but I believe this to be predatory lending, like what we have experienced in the housing market... The well to do taking advantage of the desperate.

I have paid consistantly for nearly three years and have got to pay for another 7 months... I am considering stopping the payments all together... I have paid back more than double what I borrowed from them...

Can anyone tell me the repercussions of my thoughts... My credit is already in the dumpster, and it will take a while to recover from this...

I could really use this monthly payment to help feed and by gas for my family to get to work...!

Thanks for your time...

Company: Cash Call
Country: USA
State: California
City: Nationwide
Phone: 8775252274
Site: cashcall.com

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