Americredit Auto Financing Co
Americredit finance company

In june i purchased a 2001 chevy malibu. My first payment was due august 7th.

In july i mailed them a cashiers check for the first 6 months installments.

I was advised by one of their customer service reps to include a note indicating i wanted the payments applied to payment and principal, which i did.

That payment was for august thru jan. On jan 17 i wake to find two repo guys attempting to take my vehicle.

Of course i was unable to reach anyone in the office until 10am central time.

From the start each rep i talked to had the nastiest attitude.

I was finally advised that they do not accept lump sum payments.

They accept two months payment and the rest was applied to interest. Making me 3 months behind.

They said the have a memo stating i was "told" of this policy.

My next? Was if i was told that why would i send 6 monthly payments?

At the time i came into a large sum of money and was on the so-called road to credit recovery.

I would have purchased 3 seperate cashiers checks and made payments ever two months.

Now i dont know what to do.

I will not surrender possession of my vehicle until i have my day in court.

Am i fighting a losing battle.

Let me know

Company: Americredit Auto Financing Co
Country: USA
State: Texas
City: ARLINGTON

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