Credit Acceptance
Wages Garnished for $23,379 Over Old Car Loan Without Notice of Summons

Thirteen years ago I went to a used car lot a paid $1200 down on a 1995 Mazda 626. After 2 weeks of having to car the transmission went out, I called to dealer and explained the problem he proceeded to tell me that it wasn't my problem and that I signed the papers. So I told them that they can come get the piece of crap, because it doesn't serve me any purpose sitting in my yard, at the time I was very young maybe 20 yrs old and had no idea about the lemon laws. My mother went to them and explained that they sold me a lemon, credit acceptance doesn't carry any type of lemon law, is what the guy told my mother.

Here it is 13 yrs later and they have started garnishing my wages, mind you that the car was priced at $8,000 and now the car would only be worth $2,053, but they are trying to garnish my wages for $23,379.39. How is this possible? I'm not denying that I owe for the car, but $23,379 is insane. I was never served a summon for this debt, I had to go to talk to payroll to get a copy of the summons. How can they garnish with me being notified about it first? Honestly, I can't afford to have my check garnished $311 a month. Please do not deal with this company, they are rude, dishonest and disrespectful.

Company: Credit Acceptance
Country: USA
State: Alabama
City: Athens
Address: Hwy 72

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