Asurion
Phone Insurance Deductible Is Reasonable, Read Your Policy

People, people, people. It is called Insurance. Have any of you ever looked on your carriers web site under wireless insurance to see what the policy covers. Gee, when you get your sell phone your carrier is giving you a large discount on the price of the phone to get you to contract with them.

Now come on a $50.00 deductible is reasonable considering the real cost of the phone and your replacement is shipped FedEx overnight (a cost of about $20.00 you don't pay). Let's take an example. A Blackberry curve 8310 at AT&T costs without a contract $349.99. You pay a deductible of $50.00 to get it replaced. So the insurance saved you 299.99. Your premium is 4.99 per month, about $60.00 per year Thus you would have to pay premiums for almost 5 years to make the difference.

People insurance is just that insurance. You may never use it or you may use it. Do any of you pay a Co-pay when you go to your Doctor?

Let's be real people. We need to be responsible for knowing what our insurance covers. When you file a claim they can leave it open for up to 60 days while you research any different replacement phone they want to send you.

Step up be responsible. Stop trying to get something for nothing and acting like a victim. Your grandparents didn't do it during the depression so why are you doing it over a freaking cell phone.

Company: Asurion
Country: USA
State: Colorado

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