Credit Acceptance Corp
Single Mother's Van Had Repairs, Shutoff Device, Repo Fees, 24% Interest

I purchased my van 2/20/08. I am single mother of four and I needed a safe care to transport my to and from school and me to work. I had been to a couple of major dealers but I really didn't have a lot of money and my credit...

Well wasn't bad I just didn't have any so I want to a small time dealer In the city and told him my situation they seemed like ok people they helped me get my van for 8,788 I made sure that I listened to everything they said so that it wouldn't be any misunderstanding so I thought. About a month later I stated having problems battery, heat, lights, etc little thing like that stated going wrong I took it back to the dealer to ave them fix but I was told It was past the dealers warranty to get them fix I had to pay out of pocket then about a week later the some belts in the engen went up and the somthig in the gas tank and the warranty was surrpos to cover but it so many loop holes the It would ony cover it if it broke a certain way...

So once again I had to pay $575 out of pocket once again just my luck it happens around the time the payment is due this is when I find out what I really have gotten in to I call the finance company to explain the situation I told them that because I have had to put out so much so soon that I would pay the money in to weeks in full well got no help I was told that is was nothing that they could do they still expected the pay ment on time of course I couldn't pay all for it and they cut my car off in ten days I asked them how could they do that they said I agreed to It but I was told that the device in my car was to be use if it was stolen not if not paid on time...

I still had to work my children still had to go to school they didn't care. To make thing worse the day I was going to pay in full my car was repoed at 2am I had to pay and additional $400 in repo fees along with my $320 payment. So now I'm in the hole and I have only had this car 2 1/2 months on top of that I had some one go over the contract and I found out that I was charge a interest rate of 24% that my eigth thousend doller car is now going to cost me a little over 17,000
and the every time I was late this would happen.

I tried to file a case with lemon law but my car did not fall under the law. It is one and a half year later I Im still putting out money for this car I took my care to car max last week and they told me I have too much negative equity in my car yes I still owe $8000 on this car. I want to tell them to just take the car but I need it and I have put so much into this car I will be the one who lost out... If any one out there know a lawyer that can help me please let me know.

Company: Credit Acceptance Corp
Country: USA
State: Michigan
City: Southfield
Address: 25505 W 12 Mile Rd Ste 3000
Phone: 8006241506

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