Credit Acceptance Corporation
Bank account garnished over deficiency after repossessed car from failed dealership

Purchased a vehicle. Had problems with the company that sold the vehicle, they sold us a vehicle that was not mechanically sound. Filed numerous BBB reports against the selling company, in which they paid them off to stop the bad reports. The company has since went bankrupt (with hundreds of lawsuits against them) and one of the owners even went as far as committed suicide.
Explained everything to Credit Acceptance, they really did not care about it. They stated that we had to pay for it. Tried to sell the vehicle, to no avail (no one wanted to buy a vehicle that was not running right). So told Credit Acceptance to come and get it.
They sold the vehicle and will not give us the names of the persons that bought it, and only gave us an estimate of what it sold for. Still owed 8,000 on the vehicle, and now they are saying we still owe 6,000.
They stated that they have sent numerous letters to my home, have not received one. Did receive a court paper delivered by sheriff. Could not attend the court hearing, had to work. Could not afford to take off from work without pay to go.

Now, I went to grocery store to get groceries for myself and my kids, so we could all have food to eat on for the rest of the month. Had 600 dollars in the bank, went to store, had nothing. Checked with my bank, and they garnished my checking account 700 dollars, and made my checking account go into a negative balance.
Now I have to pay fees to the bank for being over drafted because of this.

I am already paying child support via garnishment of wages. Thought there were laws that they could not garnish an income if there was already a garnishment against it.

Company: Credit Acceptance Corporation
Country: USA
State: Michigan
City: Southfield
Address: 25505 W Twelve Mile Road
Phone: 8006341506

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