Vanderbilt Mortgage
Repossession Threatened After Late Payment and Harassing Evening Calls

We bought our home 3 yrs ago and had a few late payments but was good at paying. I lost my job and we got 2 month's behind. With the next month and a half we got caught up. However, in doing so I have been harassed with 9.15pm phone calls. I was told that if my payments where just 2 weeks late that they could start the repo procedings now how is that?

This guy Paul at Vanderbilt told me that a manufactured home has different laws. Hmmm I don't think so. I can be late all i want and as far as i know as long as u dont go month's past u are ok. But he fought with me on this for 15 minutes - finally I'm like whatever. Now get to the main point - I made my payment on the 29 of sept and yes late but I did make it. I got a call from this Paul and he said that he was going to start the repo paper. Because I broke a verbal agreement - well the agreement was as follow's.

Paul called me on the morning 8.10am on the 27th and said he needed to hear from me before 5.00 - I called him at 10.30am and exp how are key was lost and the park is going to change the lock for me. However I didn't get the key until 3.30 and got my check and headed to the bank. Witch buy this time my acount is in the negative and had 2 wait until Wednesday morning to pay payment and witch time i did. So then i get a call from Paul at 9.15 at night saying he is going to repo my home becouse I didn't pay on Monday when I said i would. No how can any company do that payment is in before end of the month and caught up to present time till next payment due.

Shawn
Wixom, Michigan
U.S.A.

Company: Vanderbilt Mortgage
Country: USA
State: Tennessee
City: Maryville
Address: 500 Alcoa Trail
Phone: 8653803000

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