Bank Of America
BEWARE of your BofA due dates - Will force you into paying early or charge you

Business & Finance

My Bank of America credit card bill was due on a Sunday. On Friday afternoon, I went to pay the bill online, but the payment was rejected because they do not process online on Sundays, even though they can list Sunday as your due date. Because of this, my payment would not be processed until Monday, and I would be forced to pay finance charges. So I called their automated service to pay by phone, only to be informed that there was a $10.00 fee to do so, and $15.00 if I made the payment through a customer service representative.

I entered "0" to be tranferred to a person, and after being on hold for nearly 5 minutes, I was cut off.
I called back and finally got a rude customer service representative who informed me that I understood the situation exactly. I would have to pay to make my payment two days early, or would have to pay for free online and get charged my finance charge.

She told me that they recommend all customers pay their bill 3 to 5 days early so that they can avoid fees. What is the point of listing a due date if you are going to be charged fees if you don't pay 3-5 days BEFORE that date??? It is dishonest and unprofessional, which doesn't surprise me from a company that deals with every one of their customers as "accounts" and NOT human beings.


Company: Bank Of America
Country: USA
State: Nationwide
Site: www.bankofamerica.com
  <     >  

RELATED COMPLAINTS

Bank Of America
Late fees, even for on-time payments! Ripoff

Bank Of America
Charges $39 late fees starting on the due date Everwhere Florida

Bank Of America
Rip off How can they get away with this

First Premier Bank Credit Card
Late fees

Chase Bank
Weekend Payment Due Dates followed by snotty customer service and an I don't care attitude, then the fee slam

Bank Of America
MBNA Express Payment. $12 fee for Bill Pay Choice for MBNA Card and

Bank Of America
They don't care about their customers

Orchard Bank
HSBC Online payment processed 7 days before my paycheck arrived ripoff

Bank Of America
Lower Credit Line and change due dates then charge over limit fees

Bank Of America
Is A Fraud! Overdraft fees, Stop payment fees! Phoenix