AHMSI American Home Mortgage Inc
OPTION ONE Failure to comply with HAFA guidelines, NEED HELP/LEGAL ADVISE

I have been trying to work with this company for the last 17 months, I started off by requesting a Home Affordable modification due to payments being to high/divorce (lost income). Applied 10/10 called month after month to only be told the file was not assigned. Finally when it get assigned, they over state my income & REFUSE to take a look at my W2 as proof so the modification was denied.in the process of that modification, I lost my job by the way it's going on a year now & I only sent in 3 payments because of the lack of the unknown & I couldn't afford it. I was then told that they were trying to do a traditional modification & I again told them "with what income" I have no job, they processed it anyway & it was denied. Next I received a letter stating I can take advantage of a HAFA option which will allow me to sell for a pre-determained amount so I opted at this point to take advantage of that since I was still unemployed & I owed them $18k at this point. I filled out what I was told and asked when I would receive instructions on what to do, I was told my case was not assigned yet but to list the property anyway. I questioned this because according to the HAFA government site I was to be approved 1st in order to list for the pre-approved amount. NO ONE in this company seems to know about the procedures of this program and week after week I receive different information. I called back today & was told it's been denied because I don't have a contract??? I lost it at this point, I couldn't believe the joke of these people information. "how the h*l would I have a contract if for 1 the home was just listed, 2 I never received any amount they were willing to take 3 I never talked to an assigned agent in this 3week period I also never received documents for my Realtor etc. I'm about to just walk away & let this house foreclose because it's pointless working with this idiots that give you different story after different story & get away with it. SOMEONE PLZ HELP ME!!! I know I qualify for this program, the HOPE line confirmed it & also spoke to these people regarding what I needed to do to ensure this was being processed correctly. These people are getting away with not helping, not providing government assistance program guidelines properly, and not giving correct information.

Company: AHMSI American Home Mortgage Inc
Country: USA
State: Texas
City: Dallas
Address: P.O. BOX 619063
Phone: 8773043100
Site: ahmsi3.com

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