American Credit & Collections LLC
Bullied into making postdated check

I received a phone call from Heidi telling me I owed $91.67 to Primemed who had givin my account to American Credit & Collections to collect payment. I told her I was aware of this bill, had it right in front of me on my desk with bills to be paid Sept 1. I told her I would call her back on that date & pay them instead of Primemed. She insisted I had to immediately give her info for a postdated check. I do not do postdated checks for any reason, I always wait till funds are available before writing checks. I told her I would call on Sept. 1.

The next day, Brandon called, sayng he was from the legal department and the report from Heidi said I refused to pay. I told him I didn't refuse to pay, that I had the Primemed bill on my desk with the 866-760-6205 number to call on Sept. 1. He insisted that if I did not immediately give him a postdated electronic check, he would set account up with a magistrate. He became loud & threatening to report me to a magistrate over & over again. I told him I did not do postdated checks & gave him the reasons why.

Finally, since I was ill, he was so threatening, I gave in & gave him info for a postdated check. Then, the next day I received the form letter telling me this company had my account from Primemed. So I never had a chance to reply to the letter. Two days later I got a letter telling me I had agreed to the postdated check, that what I owed was $96.67, which is $5 more than my debt. When I called Brandon he told me that $5 was his pay for calling & talking to me, which he could ask for if he wanted to. The letter also said payment was due on or before Aug. 30. He claimed to check on the proper information & told me that Sept. 1 & $91.67 was the amount to be paid. Now, I am nervous, because I don't need an overdrawn fee on my checking account. Which by the way, he said call if it happened & they would take care of it. Yes? Am I to believe this??

Company: American Credit & Collections LLC
Country: USA
State: Pennsylvania
City: Scranton
Address: 951 Oak St
Phone: 5072073383

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