Bank Of America
Debit Purchases Disappear From Processing Then Deducted Week Later

Business & Finance

Bank of America is ripping people off. When you use your debit card for transactions it goes into processing immediately and the money is deducted from your account. I have recently made two purchases for the same amount, on the same day to the same vendor. Both are in processing one day and a day later one of them has cleared and one disappears and the debited money is back into you account. Then a couple of days later or in my case a week later the money is just deducted. It's never put back in processing but just deducted. If your not paying attention like I wasn't I thought everything had cleared because they were both in processing the day before. But its not the case. I have printed all my documents. Also when its deducted a week later it jumps ahead of all other transactions so that if you have anything that may be overdrafted now because you thought that debit that was in processing had cleared, then they nail you with 3 or 4 overdraft fees.

Upon contacting them with my proof they immediately put that second debit right thru so they are just playing a game to try and rip you off. I have other bank accounts and no one does this. Once its debited thats it. It never disappears and gets put back into your account only to be debited again late with no processing. In short this bank sucks.


Company: Bank Of America
Country: USA
State: New Hampshire
City: Derry
Address: 57 Chrystal Ave
Phone: 6034326627
Site: bankofamerica.com
  <     >  

RELATED COMPLAINTS

Bank Of America
Overdraft Fees Charged Again on Pending Debit Card Authorizations

Bank Of America
Five Overdraft Fees After Insurance Payment Posted First

Bank Of America
Rent Check Cleared Before Debit Purchases, Causing Many Overdraft Fees

Spoleto restaurant
Extra Charge on Debit Card - restaurant

Wachovia Bank
About $1,000 in Overdraft Fees From Pending Debit Card Purchases

Wachovia Bank
$70 Overdraft Fees on Two Small McDonald's Purchases

Bank Of America
Overdraft Fees for Cleared Items While Largest Stays Pending

Wells Fargo
Checks Held Then Processed Together to Create Overdraft Fees

Capital first
Ripoff debited account for 189.85 checking consumer rip-off fraud