Hrs Usa
HRS-USA - Rip off & Credit Reporting

Business & Finance

I have had a horrible experience with HRS USA. The situation is similar to those I have read: opened a 6 month interest free account with Best Buy. I accidentally missed a payment & called to correct it.

They accepted an immediate payment over the phone & told me everything was in good standing & nothing more needed to be done.

A week later, I found out that they closed my account without my knowledge. I wasn't notified & when I called to straighten things out... I was told that I had to submit a dispute in writing. Because HRS doesn't record their phone calls, they could not review the original conversation.

I have sent 2 letters, called to speak with supervisors & have had absolutely NO response! I haven't even received a response indicating that they are working on my questions. I paid off the account & they are trying to charge me a late fee - oddly enough the payment was posted to the account a day AFTER it was due. I have completed the agreement (paying the account in full within 6 months) and they are trying to charge me over $60 in misc. Fees.

They refuse to take accountability for the mistakes they have made and try to suck more money out of account holders. I would not recommend them to anyone.in fact, I am telling everyone I know that they should be avoided.


Company: Hrs Usa
Country: USA
State: Delaware
City: Wilmington
Address: PO Box 15521
Phone: 18003650292
  <     >  

RELATED COMPLAINTS

Dell
Account blocked and order cancelled with no explanation or verification

HSBC Card Services, Household Bank, HSBC Bank Nevada, Mastercard
Closed my account with NO WARNING, NO NOTIFICATION, and NO REASON GIVEN

AT&T Universal Card, Citi
Interest scam South Dakota

Rooms To Go - Household Bank
Cant find account info but sends late statements for payments not even DUE. Victimized many consumers

RBS Credit Cards
Ripoff late fees and service charges on account paid off in full

US Bank
Auto pay timing led to late fee and refusal to waive second one

Chase Bank
Account Closed Without Reason After Washington Mutual Takeover

Bank Of America
Three-Month Account Hold Before Closure Caused $1,250 in NSF Fees

Credit Care Or GE Money Bank Or GEMB
Payment to wrong account never fixed and dispute denied for months

First National Bank Of Marin
Collection Calls for $1 Late Payment and Fees Ruined Credit