Citi Mastercard, Citibank
Citi Group, Inc. Closed Account In Bad Faith

Citibank bought my consideration in excellent position from Macy's Lender in regards to a year before.in late Sept of and without notice my consideration was merely shut.

Citi reported the reason why were centered on an Equifax credit history, yet in my scenario nothing undesirable for example lates, selections, or charge-offs seem on some of my credit history. Regarding this, I approached Citi-Bank to challenge their accusations, one of these being inadequate reporting background. They didn't concur that having ten years of ideal cost record was infact adequate and just utilized the reduced rating justification.

Nothing on my credit report had altered because the period they bought my bill from Macy's. Underneath the same conditions they currently experienced that I had been not credit-worthy.

One more thing to say is the fact that the 3 credit agencyis have produced a VantageScore program creating a solitary rating for several three agencies mixed. Citi will not reveal which rating program was utilized in my scenario.

It's rumored that the customer having a FICO credit rating of 800 had "exemplary credit, but underneath the fresh VantageScore program, that will just give them a letter quality of "C.", while these within the 600 and below variety might get a quality of "Y."

Company: Citi Mastercard, Citibank
Country: USA
State: South Dakota
City: Sioux Falls
Site: citicards.com

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