BP/Citi
Or 'BPCITI' destroyed credit based on a credit card never requested, never received, never used! The company is not even real!

With all of my credit accounts qualifying as never late, I was ready to take me first apartment after graduating from college. I worked hard to never have a payment be late, to build a credit history. Imagine my surprise when I pulled my free credit report to bring with my apartment application, and found a $125 BP/CITI revolving acount, supposadly opened in 1999.

I never opened the account, never received any information cards or bills from a BP/CITI and after researching believe the company is not even real. The company closed the account in but it remains a delinquent account in my name until 2010. IT will prevent me from getting an apartment, a car, and eventually a house. Parents be weary, college students are targets!

Please help me bring down this scam and restore my credit. Also, is there any action I can take more immediately then writing to the reporting agencies?

Company: BP/Citi
Country: USA
State: Delaware
City: Wilmington
Address: PO Box 15687

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