Bank Of America
Account Closed After Overdraft Fees While Deposits Locked for Fees

Business & Finance

I have been a Bank of America customer for awhile. Recently I went to use my debit card and it came back as rejected for invalid account. I call the number on the back to find out my account has been closed. I check my balance and the total on my account was a negative 569.00 I posted checks over the weekend and B of A didn't post them to my account. I was then assessed overdraft fees on my account which totalled to 210 dollars.

When asking about why my account was closed they transferred me around to several different depts. I have been on the phone for 3 days and about 5 hrs a day. The risk dept didn't want to tell me anything about my account and they closed it. So as of now I'm about 780 dollars in the hole. I deposited a check from mowing for 40,25, and a check from my parents for materials for 250. Those check now got locked in to the account to cover fees and everything else.

The day my account got closed I also had a paycheck of 830 dollars go into the account. When asked to stop the deposit they said the deposits will go in but no money can come out. I can't look at my online account to follow the transactions so they can add some fees in I'm sure. So I am now out of money for 2 weeks and also behind of bills.

When I talked to them tonight they said that my account wont be closed now till mid jun and when it closes they will send my remainder to me in the form of a cashiers check which takes 10-15 days to get. But according to them I wont be getting but maybe 100 dollars. I'm now looking for a lawyer to take care of this. And I will also be getting in touch with the attorney general to see if anything can be done to invest such a crooked company. There is nothing more I would love than to expose them for all that they are.


Company: Bank Of America
Country: USA
Address: Walton Street
Phone: 8004321000
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