Bank Of America
Overdraft Fee Charged While Deposited Check Was on Ten-Day Hold

Business & Finance

I deposited a check in a account that I had with Bank of America thru the atm on a tuesday something that I have done in the past. So I waited of the check to be clear so that I can get my money thursday came and I pulled up my account on the internet and it shows that the check clears but my acc. Is still showing negative so I called the back and asked why I am still showing negative if I deposited a check in this acc. For over 700 dollars he tells me that there is a ten day hold on the check because my account has been negative so many times which I read there deposit regulations and no where does it state that if your acc. Is negative and you deposit a check would there be a ten day hold. So while I am waiting on my money to be available I received a charge that came thru my acc. Would you believe that this bank charged me an overdraft fee for this. Which I didn't think this was fair because I had the money in the account the check was clear when I asked them to credit the overdraft fee because I was no told nor does it state that this was the case they told me that I am responsible for the charges by the time they got thru with a 700.00 check it was 400 this bank ripped me off by 300.00 dollars and no one wanted to give me my money back so this back is crap don't ever bank with bank of america


Company: Bank Of America
Country: USA
Address: 167th St Country Club Hills
Phone: 8004321000
  <     >  

RELATED COMPLAINTS

Bank Of America
Seven Day Hold on Check Caused Five Overdraft Fees

Bank of America
Hold Placed on Tuition Refund Check Deposit Threatens Overdraft Fees

Bank Of America
Fifteen Overdraft Fees Charged While Paycheck Deposit Was Pending

Bank Of America
Overdraft Fees Nine Days After Hold On Deposit

Wells Fargo Bank
Funds shown as available, then NSF and many overdraft fees

Bank Of America
Five Day Hold on Deposit Led to Multiple $35 Overdraft Fees

Bank of America - BofA
Overdraft charges on available balance not ledger balance

Bank Of America
Overdraft Fees Charged Despite Positive Account Balance

Bank Of America
Foreign Check Deposit Triggered Overdraft Fee From Adjustment