Fairbanks Capital Corp
Payoff dispute, late charges and demand letter after refinance

Business & Finance

I refinanced my home back in April. My mortgage broker received my payoff and we completed the closing. A month later I receive a letter and a phone call stating I owe 1 more payment and $296 in late charges. The 1 payment represents a deferment that we never received and the late charges for each month they are claiming, were paid on time including when they bought my loan and the payment was delayed.

We have been in dispute since May. I have received a phone call every couple weeks since this whole thing started and every time they ask me when I will make my payment, I tell them we are disputing this amount and then they say ok.

Today, I received a demand letter saying I could lose my house! I can't get anyone at the Loan Servicing Center to help me. What can I do???

Jerry
LaPorte, Indiana


Company: Fairbanks Capital Corp
Country: USA
State: Florida
City: Jacksonville
Address: PO Box 551170
Phone: 8002588602
  <     >  

RELATED COMPLAINTS

Fairbanks Capital Corp
Payment Increased by Over $789 After Loan Purchase

Fairbanks Capital Corp
Payments posted late and coupons arrive after grace period

Fairbanks Capital
Overnight payment took a month to post, then late and stop-payment fees

Fairbanks Capital Corp
False Delinquency Reporting and Demand Letter Despite On-Time Second Mortgage Payments

Fairbanks Capital Corp
Late fees over half the payment and charges for loan information

Gmac Mortgage
Ripoff

Fairbanks Capital Corp
Conflicting payoff information and foreclosure sale looming

Fairbanks Capital Corp
Bogus Insurance Charges and Late Fees Inflated the Payoff Amount

Fairbanks Capital Corp
Unneeded Escrow Added Despite Proof of Homeowners Insurance

Fairbanks Capital Corp, GMAC Mortgage
Money Order Not Credited and Loan Transferred to GMAC