Portfolio Recovery Associates
Harassing Calls and Fifteen-Dollar Check Used to Revive Old Debt

I have received repeated harassing phone calls from this company. I had informed the company that I did not conduct transactions by phone, but the calls continued. The information I received by mail did not give details of the account and seemed to be just further demands for payment. After many rude and threatening calls from this company, I gave in to one caller who identified herself as Mrs. Brown. She suggested that a "good faith" payment of as little as fifteen dollars would stop the calls and allow me to make payments when I could afford them. A mailed a check for fifteen dollars and did not hear from the company for some time.

After a while the calls started again. I informed one caller that this debt was over ten years old. I was then informed of the fifteen dollar check I had written. I feel the tactics this company used were subterfuge. I believe the date on the check was used to update the account for the company's benefit.

I truly do not remember this account in detail, but I am sure that the amount of the debt that I have been informed of is mainly from charges and interest added by collection agencies. Portfolio has recently filed a lawsuit against me. I have no money for an attorney, but I don't want to make another arrangement with them outside of the courts.

Company: Portfolio Recovery Associates
Country: USA
State: Virginia
City: Norfolk
Address: PO Box 12914
Phone: 8007721413

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