Ray Reynolds, Ray Reynolds & Associates
Justaskray.com, Therayreynoldsplan.com, Rayreynoldsunivjustaskray.com, Therayreynoldsplan.com, Fraud, predatory marketing, refused refund

One week ago Sunday I heard a radio small business radio show in Phoenix AZ. I just caught the tail end of it and they were talking about generating a line of credit for your business. They were saying that a corporation should have at least a credit line of $50,000.

I wrote down the web address, justaskray.com and went to the website. I was greeted with:
Fill in the information below for your FREE money making Book and CD package.

Once I completed the form to "get your FREE cd featuring Ray Reynolds" I was asked to pay $3.95 for shipping. I was assured that this was a safe transaction because the page says"As promised, our worry free guarantee* If you are not completely satisfied, we will refund your shipping and handling fee. You have nothing to lose and everything to gain so get your free book and CD package now!"

Today I received the report via UPS. Honestly I have not even looked at the materials past the cover letter so I can not attest to the quality of the product.

The cover letter states: We have enclosed in your kit a free copy of the "Wealth Building Introductory Seminar CD.in addition, we have included the "Six Steps to Financial Freedom" as a "thank you" for taking the time to review your individually personalized corporate set up kit that is enclosed in this package. Yes the it is customized for the state where you are currently living; however, you can incorporate in any state of your choice by following the instructions on the FREE ARTICLES FLYER.

You have thirty (30) days to review your customized program. After 30 days from the shipping date, you will be charged one payment of $99. During this 30-day period you can get started with the set up of your new corporation.

No where before this has anything mentioned any payment other than the $3.99 shipping charge.

I called the phone number listed in the package 714-224-1750. The phone is answered "good afternoon, Corporate Office, this is Cathy speaking how can I help you?"

I asked about the $99. Charge and was advised that the charge is for a bonus CD and bonus book included in my free packet. I advised that I did not wan them, nor did I order them. I was told thaqt I could return these products at my expense and thewre would be no charge if done within 30 days of the shipment.

I then called the local Tempe number, 480-829-0154. The young lady there advised me that I could return these products at my expense and there would be no charge if done within 30 days of the shipment. When asked why I would not be reimbursed she stated that it was policy, thats just how we do our marketing.

Clearly this is a case of bait and switch, consumer fraud.

Company: Ray Reynolds, Ray Reynolds & Associates
Country: USA
State: Arizona
City: Tempe
Address: 311 W. Cerritos
Phone: 4808290154

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