Experian - Equifax - Trans Union
Innacurate reporting, Fraud, failing to abide by the FCRA ripoff

Business & Finance

I have been in dispute about 5 collections that are not mine, and one is out of the SOL it is 9 years old and none of the agencies will remove it. So I wrote a statement to add to my credit report and it is as follows
" The above item is being reported innacurately by {credit agency} I have tried on numerous occasions to have this eroneous item corrected but to no avail it is still being reported wrong. This is fraud as constituted under the FCRA by {CRA} to you their paying customer.

Two of the CRA's said they would not put it in there and Equifax changed it to say "I believe this item to be innacurate I have failed to have it corrected to my belief but to no avail"

That's it. Are they allowed to change my statement?
Please help


Company: Experian - Equifax - Trans Union
Country: USA
State: Georgia
City: Atlanta
Site: www.equifax.com
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