Portfolio Recovery Associates, LLC
Collection bill for a wedding ring account paid off in 1997

I purchased a wedding ring for my soon to be wife in 1992 from Paul Copanskys Diamond Center in northern Califorina. The was upgraded just before our wedding day in 1993 and once more in 1994, by 1997 the ring and all other items on the account had been paid in full and the account was closed. Sents that time no letters or phone calls have been sent to my residents I have moved 4 times in the last 20 years and have always changed my address with the US Post office.
On 4/11 I recived a letter of collections from Portfolio Recovery Associates LLC in Norfork VA representing Diamond Center, stating I have an outstanding Balance of $4403.71.
In the letter they give me 3 options to pay, the first I can make a one time payment of $1325.00 by 5/4 the second option is pay 6 consecutive payments of $260.00 starting 5/4. Or 12 consecutive payments of $150.00 starting on the same date.
Now if I'd owed these people where have they been for the last 15 years? Diamond Center never had a problem calling anytime a payment was late or the day it was due. One reason I made sure to pay them off because I got sick and tired of being harased the day a payment was due, at times they would start calling a week before a payment was due to see if we were going to come in on time and make the payment. So why would Diamond Center and Paul Copansky wait 15 years to come looking for $4403.71. I don't owe these people a penny and haven't for years.

Company: Portfolio Recovery Associates, LLC
Country: USA
State: Virginia
City: Norfolk
Address: P.O. Box 12914

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