Home Depot Credit Card Services
Interest Rate Jumped After Promo Period Plus $39 Late Fee

Home Depot is a rip off. They offer low prices on certain items and get you to open a credit card, and they know a normal consumer will most probably buy extra stuff on the card. Then, after the promo period, watch out: they jack up the interest rates. Not by 10%. Look at the reports filed, mine included. The rates go to 29%, 39%, 49%. Why are they allowed to do this? Where are the regulators?

And watch out, they may have another scheme up their sleeves. I mailed out my payment, and all of a sudden all my payments to others reach their destination and Home Depot's does not. Now what? You would not believe how they hit you with late fees, which are $39.00 on top of the ridiculous, increased, jacked-up interest rates. They are a rip off.

Thank God I am through with them. I closed the account after paying it off, and I am boycotting buying anything from them. In this economy, they are savages to poor consumers like myself. I will go to Lowe's or the local mom and pop hardware store, and I would rather keep them in business.

Company: Home Depot Credit Card Services
Country: USA
State: New York
Site: homedepot.com

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