Capital Recovery
Collection solutions, inc scam. They prey on the unsuspecting and use your creditworthiness to blackmail you in to paying them for doing nothing!

Just like a previous report we have been hounded and blackmailed by Capital Recovery, Inc of Logan, UT. Do not respond at all to these people or they will claim you owe them for services they will not perform and blackmail you by using your creditworthiness!

We received an unsolicited mailing from them over 6 1/2 years ago (December). We were skeptical about their claims but we were interested in recovering the money. Upon reading the letter my wife started doing research on a property I had owned and sold in 1993. She called that county and asked what the letter might be concerning. From there she called HUD and asked what was owed and what was required to recover it. She then got the records together including sending a check for a copy of the title and required paperwork to send to HUD. Some time letter a check arrived. Not the amount Capital Recovery claimed I was owed but some money none the less. Months after I received the check Capital Recovery sent another letter claiming they had helped us recover the funds —they claimed they had helped recover a different amount and we owed on the much larger sum. I wrote them and told them that they had not assisted and if they had please send proof of the amount they helped recover, my actual name, a signed and dated document and what they had done to assist. They never wrote back—for six years!

In May we got a letter claiming we owed them money. We wrote and told them we had sent them a letter denying that claim in 2004 and that we considered the matter closed. However, if they wanted they could still send the information previously requested along with some proof they had done something—anything! They had done nothing to assist in any recovery and they know it. Moreover, they didnt even know what was recovered! After a month they sent it to a collection agency that they apparently own—Capital Recovery Collection Solutions. Is this legal? Can they claim to do due diligence on their own collections and be impartial?

The collection agency saw our information and told us they were dropping the collection and sending it back to Capital Recovery, Inc. Capital Recovery sent us a couple documents with two signatures and dated by two different people in different handwriting. We told them that was not my handwriting and they said I needed to send a copy of my passport with my official signature. (So they could presumably forge it better?) I was advised by a lawyer not to send them my signature.in addition, they confirmed that they fill in the date all the time. (My understanding is that is completely illegal and makes the entire document void.) They never have known my full name, the amount recovered (and why it was not all recovered), and they have never said what they did to assist.

What they have done is put a collection on my credit report! I have to sue them in Small Claims court (which I am in the process of doing). I have reported them to The Better Business Bureau. I have reported them to the HUD Inspector General.

Both my wife and I remember the letter. We remember talking about it. We may have sent back an inquiry but that is where the relationship ended. This company throws out the bait and when you go do the work and recover some funds they want to be paid for doing nothing. Unbelievable. Unscrupulous. They need to be stopped!!!

By the way, the discrepencies in the amount and names etc are withheld so they dont have the information they have never had when we sue them. They will have to prove the amounts so that they can substantiate trying to ruin my credit by the Fair Credit Reporting Act.in addition, I intend to sue them for the loss of creditworthiness I am denied in buying a house, credit cards, etc.

Any assistance with my case would be greatly appreciated.

Company: Capital Recovery
Country: USA
State: Utah
City: Logan
Address: PO Box 408
Phone: 1800837375

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