Resulte Unlimited, Inc - Stallings & Bischoff, PC
Results Unlimited, Inc - Stallings & Bischoff, PC - Illegal Bank Garnishment

Yesterday I went into my online banking (Bank of America) and found out that my bank account was frozen. This account only has money coming in direct deposit from Child Support (Delaware Child Support Enforcement). When I called to find out what happened I was instructed that I needed to contact an attorney by the name of Stallings of Stallings and Bischoff PC. At 757-428-6235.

When I called this number I was instructed that I was going to be transferred to someone else. When I was transferred I spoke with a Kamie (757-486-4447) and I was told that this was an attempt to collect a debt. When I asked what it was in reference to I was told that there was a judgment against me in Virginia and that they had garnished all of my banks. I was then told that the banks they had garnished was Bank of America, Suntrust, Belvoir Federal Credit Union and HSBC (a credit card from Orchard Bank).

I was then asked if I had any other banks and I told them no. I asked them for a copy of the default judgment and was told to go online to the Virginia Courts to obtain a copy. I was told that total amount that I owed, after money was taken from the bank, was 1,211.50. Today I called Ms. Kamie back and asked her if she had a copy of the garnishment paperwork and I was told that the banks had it and I could obtain a copy from them. I then asked Ms. Kamie what entity I was calling she that they were Collection Results Unlimited.

I asked what the ramifications to them doing this was to my credit and was told that it would be reported as a judgment on my credit and when paid would be reported as such. I then called Bank of America and asked them if they had a copy of the garnishment and was told that this type of matter was handled by the legal department and that I wouldn't be able to speak with them.

I then called the Belvoir Credit Union and spoke with them asking for an extension on my two loans that I have through them as I didn't have any money in which to pay them since all the money had been placed on hold. I asked how, when I did have money, would I be able to pay them as the money would be deposited through the account to pay the loans. I was instructed to send the money via money order so it wouldn't have to be deposited into the account.

I then asked her if she had a copy of the garnishment paperwork and was told that all they had on file was the Civil Case Judgment but nothing with signatures. I then did research to find out if a judgment needed to be registered with the courts in order to place a garnishment on my account and according to Virginia Code Ann. _8.01466 it states that they need to do a writ of fiery facias and have it given to an officer to try to obtain physical property (which was done), however, this does not cover bank accounts.

A separate application needs to be made and the application filed according to Virginia Code Ann._8.01511 for garnishment of wages and bank accounts and, according to the Rhonda at the clerk of courts (703-792-6149), a garnishment is not on file. I was also told that Child Support was exempt from collections. I am not sure what can be done and after doing research found out that a "Melissa" from Mobile Alabama had this done and there was also a court case "Wilson v. Results Unlimited, Inc. Et al".

I was never notified by any of the banks or by this company either before or after the judgment and the banks were seized without proper authorization by the courts. I am not sure what to do about it and if it is possible to get help as they have taken all my child support money...

Company: Resulte Unlimited, Inc - Stallings & Bischoff, PC
Country: USA
State: Virginia
City: Virginia Beach
Address: 244 Mustang Trail #8
Phone: 7574864447

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