Applied Bank
Unfair fees

I closed my account on my own in July because of excessive fees. I have 2 other credit cards—there's no comparison in their business practices.

I had learned that Applied Bank used to be Cross Country Bank & had changed their name because they'd ruined their reputation & wanted a fresh start.

I agreed to pay $35/month & did so with no problem (all payments were made considerably early) for 8 months.

In March I was going in for a heart cathaterization, & set up with my bank online, the day before, to pay.

I inadvertantly made it for $30.instead of $35.

I had a 90% blockage in a major vein diffussion disease. They were able to do angioplasy & stent on the 90% blockage only.

Well when I got my next Applied statement they had charged me a $32. Late fee and $32 over limit fee—totally based on the $30 not being the agreed amount (I was not late & had not charged anything to make me over limit).

I called them & they refused to cancel the charges. I told them I will not pay another nickel until they cancel the unfair charges. Their response was to add more $32 late & $32 over limit fees in subsequent months.

Now it is in collection. I will gladly pay $35/mo. Only if they wipe out the unfair fees.

Bottom line... I used their credit card very little before I cancelled it... I have paid hundreds of dollars altogether. They still claim I owe them about $500.00—My contention is that way over half is in crooked fees.

Company: Applied Bank
Country: USA
State: Delaware
City: Wilmington
Address: P.o. Box 11170
Phone: 5619829111

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