Baker, Kennedy & Associates
Loan Modification, Payment Reduction, Interest Rate Reduction, Eliminatie Delinquency, Principal Reduction, Convert to fixed rate & Stop Foreclosure

I retained this firm back in Nov after I had contacted the national hope line and was out of options at a cost of $695.00 up front, (wich was deducted from my bank and it went to a take two enterprises WHAT why not baker kennedy and associates???) to work out a modification of my mortgage with my bank. I heard about this company through a friend at our church and I checked out their web page and I seen the BBB seal on their. Later I contacted the BBB and found out that they are not actualy affialiated with them, but that was one of my main reasons for retaining this company.

I provided Baker Kennedy and Associates all my financial information, tax returns, W2's, hardship letter, copies of banking statements, etc. I was told by Solomon not to contact my Lender directly, for that is what I hired them for and I could rest better at night now, and if anything came via mail from my lender FIRST FRANKLIN to fax it promptly over to them.

Shortly after hiring them I received my foreclosure papers by a cop and I had 20 days to respond to them or I would go in to default. I promptly faxed the papers to Baker Kennedy and Associates. I checked my local public records page clerk.org to see if Baker Kennedy and Associates had responded and they had not I went into DEFAULT! I then received a court date of April 1 to go to the final judgement and forecloser hearing, I faxed that paper to Baker Kennedy and Associates and they informed me that they would have my loan modified by the April 1 court hearing or they would ask for a extension, or someone would come up from Boca Raton FL and go to court with me. Well I thought that they were all Lawyers until the day I went to court and I handed the judge Randy Baker typed up asking for 90 more days on the final judgement and the judge asked why no one from their office came with me and what their bar number was and I couldn't provide him with anything because they were not lawyers, and the kicker was that the judge said he has never seen a portion of the loan be forgiven to the real market value and if I was able to have this done then do come back to him!

As time passed Solomon said that by April 20th this matter would be complete, it was one lie after another I called on or about the 23 of April and he said the bank did not offer what we wanted and it would be longer, let me remind you I now have a June 3rd sale date on my house. I started to get really scared so I called my Lender First Franklin and I asked them where we were at and the last time they talked to Baker Kennedy and Associates, they said they had never talked to them, and the only thing they had ever received from them was a form giving Baker Kennedy and Associates premission to talk to my Lender on my behalf that was faxed to them back in Nov 21 and if had expired! I talked to a lady who was handling my loan from my lender and she does not know why people hire these third party companies for their is nothing they can not do that we can not do for our selves!

Needles to say I contacted Baker Kennedy and Associates and asked for a refund only of the $1000.00 escrow payment I gave them at that point I was not worried about the other $695.00 I had already given them I gave them 1 week to return and they didn't they had their negotiator Erin call me and promise me that she would fax over transcripst from my Lender of who she talked to she didn't and then I asked for a full refund of $1695.00 a week later and received nothing. When I asked them about it they said did you read your contract that first escrow payment is ours to keep for what we have done for you, I said, "well that is wonderful because you guys have done nothing for me so give me a full refund my lender is sending me a paper that shows you have done nothing!"

I turned them into the BBB & Attorney General of Florida & Action 9!!! I just dont want them to be able to do this to anybody else!!!

Company: Baker, Kennedy & Associates
Country: USA
State: Florida
City: Boca Raton
Address: 1489 Palmetto Park Road Suite 494
Phone: 8669734081

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