Trans Union COO And Priority Investigator Fraud And Negligence
Trans Union Lies Trans Union COO And Priority Investigator Commits FRAUD And Negligence Fraud, False Allegations, Negilence, and Incompetance

For 6 years I have been fighting Trans Union on a number of mixed files issues, inaccurate reporting, re-aging of accounts, and a number of other issues.

To summarize, according to the world of Trans Union I have simultaneously lived where I do in NJ, worked for the company I actually do work for in NJ, but had a P/T job that I commuted to in Texas working in a jewelry store, all while having served a prison sentence in Canada.

Additionally, according to Trans Union, in the past I have been married to my father and maintain several social security numbers including that of my mother's.

Trans Union has always been resistant to correcting these obvious errors and their lack of cooperation has been extremely frustrating. Every month like clockwork for six long years, I write my dispute letters and request changes.

Needless to say, they don't like me nor my record keeping as well as my investagative ability. You see, I tracked down the COO's email address and I send all of my complaints to his inbox - return receipt required. I am tired of paying FedEx postage every month and besides that, I know he is opening his email or his assistant is accepting responsibility by opening his email for him.

That being said, I am down to three issues Trans Union has refused to resolve.

They have a account listed with Chrysler, it's not a "bad" trade line, but it is not mine. I have multiple letters from Chrysler. MP3 recordings of phone calls with Chrysler, Chrysler has even made three way calls with me on the line to the former investigator Margaret McNiff to verify that my social is nowhere in their system and I never had an account with them.

Konnie Maxwell, a Priority Investigator responded to this issue claiming I have somehow created this elaborate scheme and that I somehow duplicated Chysler letterhead, and the way they answer their phones in that MP3. Yes, they claim that the documents are "not authentic". Of course, they refuse any names of people at Chrysler, or information to follow through with them. Every time I call Chrysler, they have no idea what to do because they insist the credit reporting agency is wrong, they have no record of my social anywhere.

Konnie insults my intelligence frequently, and discusse din writing what a "joint obligation" is. I never co-signed for anything and we are at an impass. What do you do?

In a second issue with Discovercard, these people were always difficult to deal with. When I called for information on the trade line, I was told I was not anwering the challenge questions correctly and the social was incorrect. DING DING DING - You think maybe it's a mixed file or they have the wrong person? In any event, I received a letter stating the account was unverifiable and should be deleted back in 2006 when I asked in writing for supporitng evidence of how the debt incurred.

Konnie has determined that the account is "valid" and again I am a supergenious and again fabricated this letthead as well. This is the one account they re-age monthly. From what Discover did tell me on the phone in they charged it off in 1999 and have no information whatsoever. My letter is from 2006. Discover will not provide any information, especially when I inform them I am recording the call on my end. The recording prove I am trying to get this resolved, but they do not say explicity the information I was told before I had the knoweldge and ability to record a call.

My third issue is with Barclay's and I have an ongoiing dispute with them. The account was a valid one, but the number had been comprimised and the entire balance is still in dispute. They are listing it as a valid charge off and refuse to list it as disputed while we go through the investigative process.

Now let's add to this mix that Trans Union required me to submit copies of state and federal id cards including my social security card. I provided this information a few dozen times before I started questioning what trans Union was doing with the multiple copies. I was told they "lost" my information.

First, what kind of security breach his this? In my investigation and education process of the system, I knew that bank employees were fingerprinted and bonded. State and Federal employees are subject to fingerprinting and background checks and are trained in the proper handling of "sensitive information". Non-bank entities, collection agencies, credit bureaus are not subject to this scrutiny. Who is using this information? How is it safeguarded?

I placed a security freeze with Trans Union and they refused to honor it. During this time, there were a number of inquiries listed on the report I did not authorize. I questioned these in March and Trans Union redirected me in April to the requestor providing their address, but no phone. I sent a letter in April to each agency requesting my information and was disregarded by all.in May one of those creditors initiated a new trade line and by August it was a charge off as a bad debt.

Trans Union removed it when I hit the roof and threatened a law suit, but look at the negligence and incompetence these people have consistently exhibited.

I should try to get into law school instead of business school because I am quickly becoming the expert in credit law. But oh wait, Trans Union has ensured with their negligence I can't get any student loans and can't do anything to further my career goals education-wise.

Company: Trans Union COO And Priority Investigator Fraud And Negligence
Country: USA
State: California
City: Fullerton
Address: 1561 East Organgethorpe Avenue
Phone: 7147383800

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