First National Credit Card Legacy Visa
Charged bogus fees that were NOT disclosed upon pre approval

When I received the pre approved application from First National Credit Card Legacy Visa, no where did it say what their fees would be.
I knew the interest rate would be high because of my low credit scores.

I filled out the application online and was instantly approved. I received a card in the mail within 2 weeks. I used the card for two purchases on of $56 and the other for less than $20.

When I got the bill a couple of weeks later they had carged me a $119 "Acceptance Fee" and a $50 service charge also a $50 over the limit fee.

I was over the limit before I ever used the card because of all of the JUNK fees they applied.

My origional Credit Line was only for $250, they did not send me a credit card! They just sent me a BILL!

This company is a complete Rip Off and I told them over the phone they are commiting Consumer Fraud! The girl then asked me if I could go ahead and make my minimum payment of $80 over the phone now? Are you Kidding ME?

Company: First National Credit Card Legacy Visa
Country: USA
State: South Dakota
City: Sioux Falls
Address: PO Box 5097
Phone: 8888839824

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